"Maximize Your Net Pay: Quick Calculations for Salary, Deductions, and RRSP"

Designed for Canadian self-employed professionals and employees alike, our app does the heavy lifting on tax deductions and RRSP contributions—helping you optimize your net pay, reduce guesswork, and stay confidently on top of your finances. With a fast, user-friendly interface, you can see accurate results in seconds—so managing your earnings has never been easier.

Features

Feature 1

Calculate your gross-to-net salary in seconds, factoring in key Canadian taxes and deductions.

Feature 2

Easily estimate how RRSP contributions can reduce your taxable income and boost your long-term savings.

Feature 3

Built around Canadian tax laws and rates—so you get results tailored to your region, not just generic estimates.

What Drives Us

"Empower your earnings and make every dollar count—because clarity in your finances is the first step toward lasting success."

Terms of Use

Last updated: January 25, 2025

Welcome to our application “Net Pay +”. By downloading or using the Application, you agree to comply with these Terms of Use. If you do not accept these Terms, please do not access the Application.

Nature of the Application
The Application offers a salary calculation and simulation tool. The data and results provided (including, but not limited to, gross/net salary calculation, deduction estimates, hours worked, etc.) are for informational and indicative purposes only.
Disclaimer / Limitation of Liability
1. Not financial advice: The information provided by the Application in no way constitutes financial, tax, legal, or professional advice. You are solely responsible for how you use or interpret this information.
2. Does not replace an official pay slip: The Application is not a substitute for an official pay slip issued by an employer, nor for any official tax document issued by a competent authority. The information provided has no legal value and cannot be asserted against third parties.
3. Accuracy of information: We strive to keep the Application up to date, but we do not guarantee the accuracy, completeness, or relevance of calculated information, especially if laws, regulations, or tax rates change. It is your responsibility to verify that the entered parameters and data are correct and up to date.
Limitation of Liability
1. Use at your own risk: Your use of the Application is entirely at your own risk. Under no circumstances can we be held liable for any direct or indirect damage resulting from the use of (or inability to use) the Application.
2. Updates and outages: We reserve the right to update, modify, suspend, or remove the Application at any time, without notice or compensation. We cannot be held responsible for service interruptions or data loss.
Intellectual Property
All elements (texts, graphics, logos, icons, images, etc.) of the Application are protected by intellectual property law and are our exclusive property (or that of our licensors). You are prohibited from reproducing, distributing, modifying, adapting, transmitting, or exploiting all or part of the Application without prior written permission.
Privacy Policy
Your use of the Application is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.
Amendments to the Terms
We may modify these Terms of Use at any time to reflect legislative changes, Application updates, or any other relevant reason. The most recent version will be available in the Application. Your continued use of the Application after the changes are posted constitutes acceptance of them.
Governing Law and Jurisdiction
These Terms are governed by the laws of the country where the Application’s publisher has its registered office. Any dispute related to the interpretation or enforcement of these Terms will be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.
Contact
For any questions regarding these Terms of Use, you can contact us at the following address: pachoappdev@gmail.com.

By using the Application, you acknowledge that you have read these Terms of Use and agree to abide by them.

Privacy Policy

We place great importance on respecting your privacy and protecting your personal data. The information you enter in the Application remains strictly stored on your device: it is neither transmitted nor shared with third parties, and no “cloud” synchronization is performed. You alone control the data you enter, and we have no access to it.

📱 Local storage: All information (for example, hours worked, income, deductions, etc.) is kept only in your phone or tablet’s memory.
🚫 No third-party collection: We do not communicate or resell your data to any external service, advertiser, or business partner.
🗑️ Data deletion: If you decide to uninstall the Application or reset your device, the locally stored data will also be erased. You remain responsible for manually backing up your information if you wish to keep it.
🔧 Updates and maintenance: We may occasionally release updates to the Application (new features, fixes). This does not involve any transmission of your personal data: the update only affects the Application’s files.
🔒 Security: We take technical measures to ensure that your information cannot be accessed or modified by third parties. However, we encourage you to secure your device (password, code, fingerprint) to prevent unauthorized access.
✅ Consent and use: By using this Application, you consent to having your data processed only locally. No remote server is called upon to store or process your information.

If you have any questions about this Privacy Policy or would like more information, feel free to contact us. Our goal is to provide you with a transparent and secure service that respects your privacy.